The Fantasy Championship

2024-25 NFL Season

The Game

The Fantasy Championship ("the Contest") is an online fantasy football contest consisting of multiple fantasy football leagues. Each league shall have exactly 12 teams with a maximum of 6,000 teams in the Contest. Leagues feature head-to-head regular season play with 4 teams in each league qualifying for their league playoffs. Up to 4 teams from each league will advance to the championship playoffs ("The Championship") to compete for overall prizes. Leagues are open to all players of all skill levels, you can choose the league that fits your draft schedule best.

The Commissioner

RealTime Fantasy Sports, Inc. ("RTFS") will serve as the commissioner for The Fantasy Championship leagues and will be responsible for resolving any disputes that arise, such as rules violations or any other matters that may come up in connection with the Contest. All commissioner decisions by RealTime Fantasy Sports, Inc. are final.

Leagues

Sign Up

You may sign up and draft in the Contest until shortly before kickoff of the first game of the NFL season. The Fantasy Championship costs $300 per team to enter or three teams can be purchased for an entry fee of $850. As part of the Official Rules, all dollar amounts are in US Dollars (USD). You may register and play up to one hundred fifty (150) teams per contest. You may not have more than one team in any league. If you do register more than one team, each team must be in a different league. To be prize eligible you may not own more than one team per league per household.

Refund Policy

After you sign up for the Contest, you may request a full refund of the purchase price up until your league is filled and the draft order is set. After the draft order is set you may not receive a refund. Once the draft order is set all sales are final. Honoring refund requests will be subject to the sole discretion of RealTime Fantasy Sports, Inc.

Once you join a fantasy league you will have the option to switch to another league up until the league is filled and the draft order is set or up until 30 minutes prior to the scheduled draft time. After the draft order is set or if it is less than 30 minutes before the scheduled draft time you will not be allowed to switch to another league.

Eligibility

RealTime Fantasy Sports fantasy contests are open to:

  • Legal residents of one of the fifty (50) United States (excluding residents of Iowa, Louisiana, Montana, and Washington) or legal residents of Washington D.C. and Canada.
  • Puerto Rico is expressly excluded.
  • Persons physically located in Connecticut, Indiana, Vermont, or Delaware are expressly excluded.
  • Persons physically located in Nevada and Ontario are excluded from daily fantasy sports (DFS) contests. Additional DFS game play restrictions may apply by state.
  • All participants must be at least eighteen (18) years of age or older at the date of registration in the Contest. Except in Alabama and Nebraska where you must be nineteen (19) years of age or older and Arizona and Massachusetts where you must be twenty-one (21) years of age or older.
  • Void where prohibited.

Should state or province law change during the registration period for the Contest, RealTime Fantasy Sports may suspend new contest registrations from that state or province beginning after the effective or enforcement date of the law. The RealTime Fantasy Sports reserves the right to other remedies and actions as required by law.

Prohibited Participants

  • Any member, officer, employee or agent of RealTime Fantasy Sports Inc.
  • Any spouse, child, brother, sister or parent residing as a member of the same household in the pricipal place of abode of member, officer, employee or agent of RealTime Fantasy Sports Inc.
  • Any owner or employee of an operator of a fantasy sports website offering paid contests, or any spouse, child, brother, sister or parent residing as a member of the same household in the principal place of abode of such an owner or employee.
  • Any individual with access to non-public confidential information about contests of RealTime Fantasy Sports Inc.
  • Any amateur or professional athlete whose performance may be used to determine the outcome of a contest.
  • Any sports agent, team employee, referee, or league official associated with any sport or athletic event on which contests are based.
  • Any minor.

Deposits by Minors

Persuant to state law, deposits made by a minor will be refunded within no more than two business days of discovery of such deposits.

Draft

After the last team has joined the league, the league will be locked in and the draft order will be randomly generated. The draft order is a random order of all teams that have joined the league and is not affected by when teams join the league. Once the draft order is set all teams will be notified via email the league is locked in and the draft order has been generated. If your league does not have the required teams, the league will be disbanded prior to the scheduled draft date and time. If your league is disbanded you will be able to join another league or create a new league. RealTime Fantasy Sports reserves the right to move the scheduled draft time back up to 1 hour to give the league sufficient time to fill with the required teams.

The draft will be an S-style draft with the team picking last in the first round picking first in the second round and so on. For example,

  • Round 1: Team1, Team2, Team3, Team4, Team5, Team6, Team7, Team8, Team9, Team10, Team11, Team12
  • Round 2: Team12, Team11, Team10, Team9, Team8, Team7, Team6, Team5, Team4, Team3, Team2, Team1
  • Round 3: Team1, Team2, Team3, Team4, Team5, Team6, Team7, Team8, Team9, Team10, Team11, Team12
  • Round 4: Team12, Team11, Team10, Team9, Team8, Team7, Team6, Team5, Team4, Team3, Team2, Team1

In live drafts, each team will have 75 seconds per pick to draft a player. There will be 20 rounds to the draft.

If the league is designated as slow draft, each team will have draft clock of two to eight hours per selection. The draft clock will be paused every night from 2:00 am ET until 8:00 am ET. Notifications via email, text, or the official RTFS app will be sent to team owners when they are on the clock. Team owners may select to receive notifications after each completed draft pick. RealTime Fantasy Sports reserves the right to reduce the draft time for each team in the final week before the start of the first game of the season.

After you join or create a league, you will have the opportunity to establish your own auto draft list of players.

It is recommended that prior to your draft, you customize your auto draft list to rank the players by your preferences. You may customize your draft auto draft list at any time up to and even during your draft. If you do not customize your auto draft list, the auto draft list for the draft will be the player rankings from RealTime Fantasy Sports' free draft guide as they are listed at the time of your draft.

The auto draft list will be used as a fail-safe backup in case your draft clock expires before you make a pick. In the event you should fail to make a pick in the time allowed, RealTime Fantasy Sports will automatically draft a player for you. The player will be the top ranked player on your auto draft list. Players drafted automatically will be selected from your auto draft list or RTFS rankings if you do not have a list in a manner that will fill out your team's starting lineup before the end of the draft. In order to prevent auto drafted teams from having too many players at any one position, positional maximums are configured and can be adjusted by each team. Should the draft clock expire on a team in two consecutive rounds in a draft or one round in an 8-hour slow draft, the system will set the team to auto-draft until disabled by a team owner. Auto draft selections will stand and will not be reversed.

Teams

Roster Composition

Each team will consist of a roster of 20 players. Team owners are free to draft any player position mix for their roster. There are no restrictions on the number of players at any position that may be on a team's roster. Owners are not required to have a minimum number of players at any position on their roster.

RealTime Fantasy Sports, Inc. uses the official preseason position designation for each player's position. After September 1st of the current season, each player's position designation will be locked for the duration of the season. If a player's position is officially changed prior to September 1st, that change will be reflected in the Contest. By acquiring a player, team owners accept the risk of a player position change prior to the season. RealTime Fantasy Sports, Inc. reserves the right to update a player's position designation at any time in the event of the player changing NFL teams or other extraordinary circumstances.

Weekly Lineups

The Contest uses a single starting lineup for each team per week. Team owners may change their starting lineups anytime between Tuesday morning at 7:00am Eastern and 9:00pm Eastern on Monday of each NFL week. In week 1 of the NFL season, owners may set their starting lineup beginning immediately after their draft up until 9:00pm Eastern on Monday of week 1. Regardless of the deadline for setting a team's starting lineup a player cannot be promoted to a starter or benched after the scheduled kickoff of that individual player's game. Owners are not required to have a minimum number of starters at any position in their lineup.

Each Team's starting lineup will consist of a maximum of:

  • 10 Total Starters
  • 1 Quarterback
  • 2 Running Backs
  • 2 Wide Receivers
  • 1 Tight End
  • 2 Flex Running Back / Wide Reciever / Tight End
  • 1 Defense/Special Teams
  • 1 Kicker

In the interest of competition, between 12:01am and 6:00am on each NFL game day of the fantasy league's regular season, the system will automatically replace any starter with a bye or that has an injury status of "Out", or equivalent (on I/R, suspended, military leave, etc.) on a roster with a bench player from that same roster. At the same time, the system will automatically fill in any missing starters from a team's lineup, if possible. On Sundays and Mondays, the system will only adjust lineups that have not been set by a team owner during the current week. On days prior to Sunday, the system will only adjust lineups that have not been set by a team owner during the current or previous week.

Owners may opt out of this system lineup check for all of their teams via their Power Player Lineups page. If an owner has opted out of the system lineup check for all their teams, the system will opt their teams back into the system lineup check on Tuesday mornings if the starting lineup from previous week had any players with a bye or an injury status of "Out".

Free Agents

Waiver Wire

Free agents will be awarded using a blind bidding system. Each team will receive 1000 blind bidding "dollars" for use in bidding on free agents. After a team has exhausted their blind bidding dollars they will not be able to acquire additional free agents. The minimum bid on any free agent is one "dollar". The waiver wire will be suspended for the season following NFL week 14. Non-playoff teams will have their waivers suspended when the playoffs begin.

Player requests must be submitted by 11:59pm Eastern each Wednesday for award between midnight and 6:00am Eastern Thursday morning. The second set of player requests must be submitted by 11:59pm Eastern each Saturday for award between midnight and 6:00am Eastern Sunday morning.

There will be one Saturday night waiver wire during Fantasy Week 1. Requests must be submitted by 11:59pm Eastern on Saturday for award between midnight and 6:00am Eastern Sunday morning. In Week 1 bidding ties will be broken by reverse draft order.

Protected Free Agents

In order to prevent collusion or coordinated drop trades, any player released from any roster via the waiver wire or the free for all free agent period shall remain a protected free agent until the first waiver wire of the following week. This means the player will not be available to be acquired by any team in the week the player was dropped. This only applies to players that have been on a team's roster for at least one fantasy week.

In a further effort to prevent collusion or unfair competition, if certain highly productive players or players drafted early are dropped they will become unavailable free agents for the duration of the season. Team owners will be allowed to replace those players, but other team owners will not be allowed to acquire the dropped players as free agents.

Non-playoff teams will have their free agent privileges suspended when the playoffs begin or when they are eliminated from the playoffs.

Trades

Trading is not permitted in the The Fantasy Championship.

Scoring System

All scoring rules apply to all players, regardless of player's position unless otherwise stated.

Rushing:

  • 6 points for each touchdown.
  • 2 points for each 2-point conversion (QBs, RBs, WRs, TEs, and Ks only).
  • 0.1 bonus points each yard.
  • 1 point deducted for each fumble lost.

Passing:

  • 4 points for each touchdown.
  • 2 points for each 2-point conversion (QBs, RBs, WRs, TEs, and Ks only).
  • 0.05 bonus points each yard.
  • 1 point deducted for each 1 interception.

Receiving:

  • 6 points for each touchdown.
  • 2 points for each 2-point conversion (QBs, RBs, WRs, TEs, and Ks only).
  • 0.1 bonus points each yard.
  • 1 bonus points for each reception.

Kicking:

  • 3 points for each successful field goal.
  • 1 points for each successful PAT.
  • 0.1 bonus points for each additional yard in length, starting with 31 yard scores.

Special Teams:

  • 6 points for each kickoff return touchdown (Def/ST and individuals).
  • 6 points for each punt return touchdown (Def/ST and individuals).
  • 6 points for each fake punt touchdown.
  • 6 points for each fake fieldgoal touchdown.

Defense:

  • 6 points for each touchdown.
  • 2 points for each safety.
  • 5 bonus points for shutout.
  • 3 points for 1 to 9 points allowed.
  • 1 point for 10 to 13 points allowed.
  • 1 bonus point for every sack.
  • 2 bonus points for each opponent's fumble recovered.
  • 2 bonus points for each interception.
  • 2 bonus points for each extra point return.

Statistics Reporting

Scores and stats are updated immediately as they are received from our statistics provider. Some events beyond RTFS' control can make this time longer. RealTime Fantasy Sports, Inc. is not responsible for the timeliness and accuracy of the statistics.

Because the statistics are updated "live", some errors may occur. If so, statistical errors are usually corrected by our stats provider during the course of the NFL game, but may take up to 24 hours to be corrected. If an error occurs and is not corrected by our provider, RealTime Fantasy Sports, Inc. will correct the stat ourselves, but only if it is overwhelmingly obvious that the stat is in error. If there is any doubt about the validity of the stat, RealTime Fantasy Sports, Inc. will maintain the statistic given by its provider.

All stats for a given NFL week are deemed final at noon ET on Thursday of the next week. Even if the NFL changes a stat several weeks later, it will not be changed by RealTime Fantasy Sports, Inc. Never the less, RealTime Fantasy Sports, Inc. still reserves the right to change any stat at any time for any unforeseen reason.

Should an NFL game be ended early for any reason, not limited to injury, weather, or field conditions, the statistics will be applied to all fantasy league scoring if the NFL considers the game an official game. If the NFL does not consider the game or the statistics as official, they will not be applied to any fantasy league.

RealTime Fantasy Sports, Inc. is not responsible for any inaccuracies, representations, statements, graphics or content of materials that are uploaded onto its servers and website from other vendors, including but not limited to the National Football League, Stats LLC., the Associated Press, and users, members, subscribers, customers or participants.

2022 DRAFT
Season

Regular Season

The regular season for all leagues will last 13 weeks from NFL week 1 to NFL week 13. Each team will play all other teams in their league once during the regular season with the first regular season week and week 13 being a play-all weeks. This means the top scoring 6 teams in each league will receive a win and the bottom-scoring 6 teams in each league will receive a loss. Weeks 2 through 12 each team will play all other teams in their league once during the regular season.

In the event that a regular season game ends in a tie, the points scored by each team's starting quarterback will be used to determine which team is declared the winner of the game. Should the starting quarterbacks for each team have the same number of points scored in the game, then the points scored by each team's top two scoring starting running backs will be used to determine which team is declared the winner of the game. Should the tied teams starting quarterback and then top two starting running backs have the same number of points scored in the game, then the game will be declared a tie in the standings.

RTFS reserves the right to shorten the fantasy season for any league should the NFL play shortened a schedule. Should the start of the NFL season be delayed or the season interrupted for a period of time, the fantasy schedule will be adjusted to match the NFL schedule length.

If any NFL team should play six (6) or more regular season games, the season shall be considered a viable fantasy season. Should any NFL week have fewer than nine (9) games played, that week shall not be included in the contest and the contest timeline will be adjusted. Should any game be rescheduled into another week, the statistics for the that game will be counted in the week the game is played. Should any NFL game be rescheduled past NFL week 17, that game shall not be a part of this contest. Should the NFL season end early for any circumstance, including but not limited to work stoppage, facilities, natural disaster, disease, or terrorism, the contest will end when the National Football League cancels the remainder of of the season. At that time winners will be declared and prizes awarded in accordance with the league standings. If a viable fantasy season is not reached, the league will be disbanded and all teams will be returned to player accounts. Players may save the teams for future seasons or redeem them for full credit or refund. RTFS reserves the right to make other adjustments to the fantasy league schedule and timelines.

League Playoffs

The playoffs for each Fantasy Championship league will begin in NFL week 14. 4 teams will qualify for each league playoffs. Teams making the playoffs will be determined as followed:

  • #1 Seed - Team with the best win/loss record during the regular season.
  • #2 Seed - Remaining team with the most points scored during the regular season.
  • #3 Seed - Remaining team with the best win/loss record during the regular season.
  • #4 Seed - Remaining team with the most points scored during the regular season.
In the event two or more teams are tied with the same win/loss record, the tie will be broken using the following criteria, in order:
  1. Total Points Scored during the regular season.
  2. Head to Head Win-Loss Record against all tied teams
  3. Total Points Scored in Head to Head games against all tied teams
  4. Points scored in the final week of the regular season.
In the event two or more teams are tied with the same number of regular season points scored, the tie will be broken using the following criteria, in order:
  1. Head to Head Win-Loss Record against all tied teams
  2. Total Points Scored in Head to Head games against all tied teams
  3. Points scored in the final week of the regular season.

In NFL week 14 the four (4) teams making the playoffs in each league will play two semi-final games to determine the participants in the league championship game. Teams will be seeded #1 through #4, with the #1 seed playing the #4 seed and the #2 seed playing the #3 seed. In the event that a semi-final game ends in a tie, the points scored by each team's starting quarterback in the semi-final game will be used to determine which team advances to the league championship game. Should the starting quarterbacks for each team have the same number of points scored in the game, the team that scored the most total points during the regular season will advance to the league championship game.

In NFL week 15 the two (2) winners from the league semi-final games in each league will meet in their league championship game. The winner of the league championship game will be declared the winner of the league. The loser of the league championship game will be declared the 2nd place finisher. In the event that the league championship game ends in a tie, the points scored by each team's starting quarterback in the championship game will be used to determine which team is declared the league champion. Should the starting quarterbacks for each team have the same number of points scored in the championship game, the team that scored the most total points during the regular season is declared the league champion.

In NFL week 15 the two (2) non-winners from the league semi-final games in each league will meet in their league consolation game. The winner of the league consolation game will be declared the 3rd place winner of the league. In the event that the league consolation game ends in a tie, the points scored by each team's starting quarterback in the consolation game will be used to determine which team is declared the winner. Should the starting quarterbacks for each team have the same number of points scored in the consolation game, the team that scored the most total points during the regular season is declared the winner.

League Prizes

The first-place finisher ("Winner") in each league is the team that wins that league's championship game. The second-place finisher ("2nd Place") in each league is the team that loses the league's championship game. The third-place finisher ("3rd Place") in each league is the team that wins the league's consolation game.

The league Winner in each Fantasy Championship league will receive a prize of $1,000.
The 2nd Place finisher in each Fantasy Championship league will receive a prize of $400.
The 3rd Place finisher in each Fantasy Championship league will receive a prize of $200.

All prizes will be awarded after the conclusion of the Contest. Prizes will be awarded to one individual per team. All prizes are non-transferable.

Should the NFL season be considered a viable fantasy season, but end before Week 14 is completed the league will combine 1st and 2nd league prizes into a single prize pool to be chopped equally between the 4 teams in playoff position at the end of the last completed NFL week. Should the NFL season end after Week 14 but before Week 15 is completed, the league will combine 1st, 2nd, and 3rd league prizes into a single prize pool to be chopped equally between the two (2) teams qualifying for the league championship game. Should the NFL season end after Week 15 is completed, league prizes will be awarded as set forth in these rules.

Regular Season Overall Prizes

At the end of NFL Week 13, the top scoring teams across all leagues shall receive the following regular season overall prizes.

In the event that teams are tied with the same number of points scored during the regular season, the prize money for tied teams will be combined and distributed evenly amongst the tied teams. For instance if three teams tie for 2nd place, the prize money for 2nd, 3rd and 4th place will be combined and split evenly between the tied teams.

PlacePrize
1st $1,000
2nd $1,000
3rd - 10th $500

All prizes will be awarded after the conclusion of the Contest. Prizes will be awarded to one individual per team. All prizes are non-transferable.

Should the NFL season be considered a viable fantasy season but end before Week 13 is completed, the regular season overall prizes shall be awarded using the standings from the last completed week of the season.

The Championship

1. In each league, the team with the top win/loss record in the regular season will automatically qualify for The Championship.

2. In each league, the remaining team with the most points scored in the regular season will automatically qualify for The Championship.

3. In each league, any team reaching the league championship game will qualify for The Championship. These team(s) may or may not have already qualified by being the top scoring team or the remaining top win/loss team.

In NFL weeks 15 through 17, all of the qualifying teams will compete in The Championship. All qualifying teams shall compete in The Championship for the overall grand prizes. Each team shall begin The Championship with their average score for NFL week 1 through 14 and accumulate fantasy points for weeks 15 through 17. The team with the most points scored at the end of NFL week 17 shall be declared the overall grand prize winner of The Fantasy Championship.

Should two or more teams tie for any place in The Fantasy Championsip, the tie will be broken using the following criteria, in order:

  1. Total Points Scored during the regular season.

Overall Championship Prizes

PlacePrize
1st $500,000
2nd $75,000
3rd $25,000
4th $10,000
5th $5,000
6th $4,000
7th $3,500
8th $3,000
9th $2,500
10th $2,000
11th - 50th $1,000
51st - 100th $500

Prizes will be awarded to one individual per team. All prizes are non-transferable.

Should the NFL season be considered a viable fantasy season but end before Week 14 is completed, the contest will combine all Championship Playoff prizes and Consolation Playoff prizes into a single prize pool to be chopped equally between the 4 teams in each league currently qualified for their league playoffs. Should the NFL season end after Week 14 is completed but end before Week 15 is completed, the contest will combine all Championship Playoff prizes and Consolation Playoff prizes into a single prize pool to be chopped equally between all teams currently qualified for the Championship Playoffs as set forth in these rules. Should the NFL season end after Week 15 is completed but end before Week 17 is completed, the contest will award a single grand prize of $100,000 to the team with the most total points scored in the Championship Playoffs at the end of the last completed NFL week. All remaining Championship Playoff prizes will be combined into a single prize pool to be chopped equally between all remaining Championship Playoff teams.

Overall Consolation Playoffs

All teams in the top half of their league for most points scored in the regular season, but not qualifying for The Championship, shall automatically be entered into the Consolation Playoffs.

In NFL Weeks 15 through 17 teams qualifying for the Consolation Playoffs will compete for most points scored. All teams competing in the Consolation Playoffs shall begin week 15 with a score of zero. The team with the most Consolation Playoff points scored at the end of NFL week 17 shall be declared the Consolation Playoff winner.

Should two or more teams tie for any place in the Consolation Playoffs, the tie will be broken using the following criteria, in order:

  1. Total Points Scored during the regular season.

Overall Consolation Playoff Prizes

PlacePrize
1st $3,000
2nd - 5th $1,000
6th - 10th $500

Prizes will be awarded to one individual per team. All prizes are non-transferable.

Should the NFL season be considered a viable fantasy season but end before Week 15 is completed, Consolation Playoff prizes will not be awarded. Should the NFL season end after Week 15 is complete but before Week 17 is completed, the contest will award Consolation Playoff prizes based on total points scored in the Consolation Playoffs at the end of the last completed NFL Week.

Overall Last Chance Playoffs

All teams not qualifying for The Championship and not qualifying for the Consolation Playoffs shall automatically be entered into the Last Chance Playoffs.

In NFL Weeks 15 through 17 teams qualifying for the Last Chance Playoffs will compete for most points scored. All teams competing in the Last Chance Playoffs shall begin week 15 with a score of zero.

Overall Last Chance Playoff Prizes

PlacePrize
1st - 10th Free entry into next years contest

Prizes will be awarded to one individual per team. All prizes are non-transferable.

Should the NFL season be considered a viable fantasy season but end before Week 15 is completed, Last Chance Playoff prizes will not be awarded. Should the NFL season end after Week 15 is complete but before Week 17 is completed, the contest will award Last Chance Playoff prizes based on total points scored in the Last Chance Playoffs at the end of the last completed NFL Week.

Highly Experienced Players

Highly experienced fantasy players will be designated in the list of entries in each league. Players will be able to view the list of participants and their designation before joining any league. Designations will be displayed as follows:

Highly Experienced

Highly Experienced

Not Highly Experienced

State definitions of highly experienced may be found here.

RealTime Fantsy Sports Rankings

Top 100 Player

Top 1000 Player

Ranked lower than Top 1000

An explanation of the fantasy player rankings may be found here.

Fantasy players designated "highly experienced" or players inside the RealTime Fantasy Sports Top 1000 players are prohibited from participating daily fantasy (DFS) or the first year of season long fantasy contests advertised as beginner or novice-only.

Account Verification

Participants must create an account with RealTime Fantasy Sports in order to participate in any fantasy contest. Accounts must be verified using the participant's full, legal name, current address, date of birth. RealTime Fantasy Sports uses a third-party verification system to authenticate this personal information. Customers may also validate their accounts by submitting an up-to-date government issued ID (such as a driver's license) with the participant's current address and date of birth clearly displayed. RealTime Fantasy Sports reserves the right to close any account under suspicion of fraud or submission of invalid personal information.

Self-Exclusion

Participants may self-exclude themselves from participating in contest offer by RTFS.

  • Participants may exclude themselves from RTFS games at any time. Exclusion periods range from 1 week to permanent closure of the account.
  • During the exclusion period the participant may not access their account or participate in any contests.
  • In order for a participant to permanently close their account, all winnings must first be requested for payout to the verified address on the account.
  • Permanently closed accounts will have any credit balance refunded to the appropriate credit card and any bonus money will be permanently forfeited.
  • Participants can self-exclude by selecting the "Self-Exclusion" link located on their account information page, or by contacting RealTime Fantasy Sports support at 636-447-1170 or by e-mail at [email protected].
  • Closed accounts may only be re-opened by contacting RealTime Fantasy Sports support. Participants may not create a second account. Participants are limited to one account per customer, including closed accounts.
Cash Outs

Contest participants will not be eligible to receive prize cash outs until their account information has been verified. Cash out payments will only be sent to the verified name and address on the account, no other name or address will accepted. If a prize winner has moved, address information will need to be re-verified before a prize payout can be issued.

All funds in verified, registered accounts are sole possession of that participant. Except in cases involving fraud (see section titled, "Fraud" below). Withdrawals from a registered participants's account by any individual other than the registered participant is strictly prohibitied. These funds are not the property of RealTime Fantasy Sports Inc. and are not available to RealTime Fantasys Sports Inc.'s creditors.

One account per participant. Persons with more than one account may have any extra accounts closed by RealTime Fantasy Sports.

Taxes

US Residents

Net prize winnings of $600 or more per calednar year must be claimed as income. Participants receiving $600 USD or more in net winnings are required to submit their social security number ("SSN") for tax purposes. This SSN will be verified using the participant's account information for validity. RealTime Fantasy Sports will provide a copy of the 1099-MISC to the IRS for their records. Participants will be notified via e-mail and online of the presence of the 1099-MISC form. It is the sole responsibility of the participant to print out the form and include it in their tax return to the Unites States Internal Revenue Service ("IRS").

Non-US residents

All prize winnings are succeptible to a 30% foreign winnings withholding. Withholdings will be deducted from prize distributions and sent to the IRS. By February 15th of the next calendar year all non-US residents will have a tax form 1042-S, detailing the amount of prize money withheld, attached to their personal account. Participants will be notified via e-mail and online (when they access their personal account) of the presence of the 1042-S form. It is the sole responsibility of the participant to print out the form and determine the amount, if any, that can be re-claimed. Per tax law, RealTime Fantasy Sports will provide a copy of the 1042-S to the IRS for their records.

Prize Notification

Full season Prize Winners will be notified by email within 48 hours after the official final results (and associated winners) are validated at the conclusion of the Contest. Prize Winners are also posted on the Contest web site. For full season or multiple week contests, the conclusion of the Contest is defined as noon Eastern time on either the Thursday following the last day of competition in the league or 2 business days following the last day of competition, whichever is the later date. For daily contests, the conclusion the Contest is defined as noon Eastern on the day following the last event of the Contest. Within 48 hours after the conclusion of the Contest all prize awards will be placed in the winner's RealTime Fantasy Sports account. Prize Winners may use the balance in their accounts to purchase additional RealTime Fantasy Sports games or they may request a prize distribution via check or direct deposit, payable in US Dollars. Prize Winners must complete an affidavit of eligibility and a liability/publicity release (unless prohibited by law) to receive a prize distribution. Failure to comply with these requirements can result in non-payment. Prize Winners are not required to spend the balance in their account nor are they required to receive a prize distribution. Account balances do not expire and may be spent on RealTime Fantasy Sports games at any time in the future.

By accepting any prize, the winners grant permission to RealTime Fantasy Sports to use their names and/or likenesses for publicity and promotional purposes without further compensation, unless prohibited by law, and agree to execute a written consent. In the event of a dispute about the identity of any entrant, entries made online are declared made by the authorized account holder of the email address submitted at the time of entry. "Authorized account holder" is defined as the natural person who is assigned to an email address by an Internet access provider, online service provider or other organization that is responsible for assigning email addresses for the domain associated with the submitted email address. A potential winner can be required to provide the sponsors with proof that the potential winner is the authorized account holder of the email address associated with the winning entry.

Sportsmanship and Decency

Sportsmanship

By registering, you agree to abide by the general sportsmanship rules set forth in these rules and fantasy games in general. You further agree to accept and abide by the rulings and the decisions of RealTime Fantasy Sports regarding all questions of sportsmanship. Sportsmanship broadly includes actions such as abusive postings and communication, colluding with other teams in the league, deliberately choosing to start incomplete or weak lineups, free agent moves for reasons other than improvement of the owner's fantasy team, and any other actions not conducive to decent, fair, and honest play. If an owner refuses to comply with the sportsmanship rules, or that an owner has acted in an unsportsmanlike manner, RealTime Fantasy Sports reserves the right to disqualify the owner and/or remove that owner from the league without a refund. All decisions by RealTime Fantasy Sports will be final.

Inappropriate, Offensive, or Commercial Communication

The league message boards, league news and league email are provided to facilitate communication with other league owners and enhance the enjoyment of your league. RealTime Fantasy Sports does not permit posting or sending messages or images, to include logos, avatars and team names that could be construed as offensive to other owners. Inappropriate communication can also include spamming team owners with commercial offers and/or posting commercial messages on the league message board. Team owners who violate these guidelines are subject to being restricted from posting in the league. Additionally, RealTime Fantasy Sports reserves the right to disqualify the owner and/or remove that owner from the league without a refund. All decisions by RealTime Fantasy Sports will be final.

All participants are required to abide by the RealTime Fantasy Sports, Inc. (RTFS) Official Policies. RTFS reserves the right to refuse participation for persons violating these terms.

Appeals

Accidental Drops

In season long fantasy contests, should a team accidentally drop a player or drop the incorrect player during a free agent transaction, the team may appeal to have the player reinstated to their team. The appeal for reinstatement must occur immediately, without exception. If the appeal is not submitted immediately, for any reason, the appeal will be denied. Submission of an appeal does not guarantee a ruling in favor of the team submitting the appeal. If the team owner is a repeat offender, deemed to be using the appeal to gain an advantage or the appeal is not submitted immediately, the appeal will be denied. RTFS reserves the right to deny any appeal.

Trades

In leagues that permit trading, owners may request a review of commissioner-approved trades or commissioner-rejected trades. Trade appeals must be submitted immediately after the trade was approved or rejected. If any delay in submission occurs, for any reason, the appeal will be denied. Upon submission of an appeal, the trade will be reviewed by a panel of fantasy football experts. Current injuries, bye weeks, season to date performance, team standings, and other factors will be considered. Trades that are overwhelmingly one-sided will be rejected. Trades that are arguably beneficial to both sides or arguably not overwhelmingly one-sided will be allowed to stand. Submission of an appeal does not guarantee a trade will be reversed. RTFS reserves the right to reverse any trade or let any trade stand.

All appeal decisions by RealTime Fantasy Sports are final.

Registering Complaints

Participants wishing to register complaints regarding whether his or her account has been misallocated, compromised, or otherwise mishandled may do so using the following methods:

  • Via form submission
  • Via e-mail, 7 days a week, at [email protected]
  • Via phone, Monday through Friday 8:30 AM - 5:00 PM at 636-447-1170
  • Via US Mail to 514 Earth City Plaza Suite 223 Earth City, MO 63045

Please include full name, account information, contact number (daytime and evening) and description of your complaint. RealTime Fantasy Sports will access the given information and respond either via phone or e-mail within three (3) business days. RealTime Fantasy Sports will do everything in its power to resolve the situation.

Gambling Policy
  • RTFS games, contests and leagues are compliant with the Unlawful Internet Gambling Enforcement Act of 2006 under the fantasy or simulation sports game provision.
  • RTFS is provided as a service for the use, entertainment and enjoyment of its users, subscribers, participants and visitors. RTFS is in no way encouraging or endorsing gambling, wagering or betting of any kind, whether legal or illegal.
  • All RTFS contests that award prizes are sports simulation games ("fantasy games") where the outcome of the game is based on the skill of the participants.
  • By agreeing to the Policies contained herein, any and all users, members, subscribers and participants agree to hold RealTime Fantasy Sports harmless for any action taken against them, whether legal or otherwise, for, or as a result of, gambling, wagering or betting of any kind.
  • If you feel you have a gambling problem or need help controlling your gambling habits, contact the National Council on Problem Gambling at 1-800-522-4700 or visit their website at http://www.ncpgambling.org.
Disclaimers

Internet/Technology Problems

If, for any reason, the Contest is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures or any other causes beyond the control of RealTime Fantasy Sports which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Contest, RealTime Fantasy Sports reserves the right to cancel the contest and issue full refunds to all participants.

RealTime Fantasy Sports reserves the right at their sole discretion to disqualify any individual who tampers with the registration process or operations of the Contest and to cancel, terminates, modify or suspend the Contest. RealTime Fantasy Sports assumes no responsibility for any error, omissions, interruption, deletion, defect or delay in operation with transmission, communications, line failure, theft or destruction or unauthorized access to or allegation of entries. RealTime Fantasy Sports is not responsible for any problem or technical malfunction of any telephone network or lines, computer online systems, servers, equipment or software, failure of any email or user action to be received on account of technical problems or traffic congestion on the Internet or at any website, phone lines, or any combination thereof, including any injury or damage to a participant's computer related to or resulting from participation in the Contest. ANY ATTEMPT BY A PARTICIPANT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE LEAGUES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, REALTIME FANTASY SPORTS RESERVES THE RIGHT TO SEEK DAMAGES TO THE FULLEST EXTENT PERMITTED BY LAW.

Liability

RealTime Fantasy Sports is not responsible for any late, lost, garbled, misdirected, incomplete, or damaged entries; any Contest disruptions, injuries, losses or damages caused by events beyond the control of RealTime Fantasy Sports or any printing or typographical errors in any materials associated with the Contest. RealTime Fantasy Sports or any subsidiary or affiliated company of any of the foregoing, are not in any way responsible or liable for any damage, loss or injury (including death) resulting from participation in the Contest and/or acceptance and use of any prize won. RealTime Fantasy Sports is solely responsible for enacting, administering, enforcing the rules, and maintaining the integrity of the Contest. The Contest and website are not sponsored by, endorsed by, nor affiliated with, the National Football League, the National Football League Players Association, Major League Baseball, the Major League Baseball Players Association, National Basketball Association, the National Hockey League, the Professional Golfers Association, or NASCAR.

Release

By participating in the Contest, you release and agree to hold harmless RealTime Fantasy Sports, its sponsors, parent companies, subsidiaries, affiliates, directors, officers, employees and agencies from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the Contest or acceptance, possession, or use of any prize (including, without limitation, claims, costs, injuries and losses related to personal injuries, death, damage to or destruction of property, rights of publicity or privacy, defamation or portrayal in a false light, whether intentional or unintentional), whether under a theory of contract, tort (including negligence), warranty or other theory.

Official Rules

The Contest is subject to all United States laws, and to the Leagues official rules, and cannot be used in connection with any form of gambling. By entering the Contest, you agree to abide by the terms of the official rules and by the decisions of RealTime Fantasy Sports, which are final on all matters pertaining to the Contest. RealTime Fantasy Sports reserves the right to change the official rules at any time, in their sole discretion. Official rules are the rules posted on the Contest website.

Fraud

Entries into the Contest obtained via fraudulent means such as purchase with stolen credit card, fraudulent bank transaction, checks returned for insufficient funds, credit card chargebacks, etc. shall be disqualified from the Contest. Participants circumventing, attempting to circumvent or subverting the rules of the Contest shall be declared fraudulent and be disqualified from the Contest. RealTime Fantasy Sports reserves the right to seek legal remedies and restitution for all fraudulently acquired entries and for any transactions that defraud RealTime Fantasy Sports of Contest entry fees. Remedies and restitution may include administrative charges and attorney fees. Participants that obtain Contest entries by fraud or defraud RealTime Fantasy Sports shall forfeit all entries and all current and future Contest prizes without recourse or refund.

Terms for Apple iOS app

You acknowledge that these Terms are entered into between you and RTFS only, and that Apple is not a party to these Terms, and as between RTFS and Apple, it is RTFS that is responsible for the app and content.

You acknowledge that Apple has no obligation whatsoever to furnish any maintenance or any support services to you with respect to the App.

To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App.

Apple, and Apple's subsidiaries, are third-party beneficiaries of these Terms. Upon your acceptance of the Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce the Terms against you as a third party beneficiary thereof. There are no other third-party beneficiaries of the Terms.